Apply For A Rush Card

Apply for the RushCard today. Here are the numerous reasons why...

If you are interested in applying for a credit card, the Prepaid Visa RushCard is my choice hands-down. The benefits of having and using a Prepaid Visa RushCard are numerous and I am going to share the reasons why the RushCard is better than other credit cards.

We have all been in situations when we are at the register, and the employee behind the register invites you to apply for the store credit card. If you don't already have the store credit card, the first thing they say is that you'll get a certain % off your current purchase if you apply and get approved for the store credit card.

Now here's the dose of reality. Many of us have been there and currently have at least 1 store credit card as a result of falling for that exact scenario. The reality is that owning that store credit card doesn't save you any money. In fact, the store is earning money as a result of what you're spending.

Enter the RushCard. Here is a prepaid Visa debit card where you only spend what you have deposited. You don't have to worry about paying for something at the end of the month with interest, that you'd probably regret buying in the first place. You don't have to worry about making a purchase for something using your bank debit or credit card then finding out later that you didn't have enough money in your account when you made the purchase. It is very frustrating when you find out that your bank account has been overdrawn and on top of that, having to pay a $30+ overdraft fee doesn't make it any better.

Using the Prepaid Visa RushCard keeps you on track and helps to protect you against over-spending. The RushCard prevents you from making the impulse purchases we all have made using store credit cards, major credit cards and even our bank credit or debit cards. If you are not sure how much money you have on your RushCard, you can call their 800 number 24 hours a day or check your RushCard online account anytime.

The RushCard has minimal fees especially when you compare their fees to the major credit card companies and bank fees. You can use the Prepaid Visa RushCard at any ATM and the RushCard is accepted worldwide wherever VISA debit cards are accepted. There are also select ATMs with Display Option that can be used with no surcharge fees.

What also makes the Prepaid Visa RushCard the card of choice, is that you can conveniently add money to your RushCard in a variety ways. The Prepaid Visa RushCard lets you add money through direct deposit, through PayPal, or in person, through MoneyGram at a local store in your area. If you want to have your paycheck directly deposited to your RushCard, this can be done in a few quick and easy steps.

You can also use MoneyGram to add money to your RushCard within a matter of minutes for a small fee of $3.95. As if those options weren't convenient enough, you can also purchase a Green Dot MoneyPak at stores like Wal-Mart for a small purchase of $4.95. With the Green Dot MoneyPak, your transaction isn't complete until you login to your online account after you've added the cash to your RushCard. The purpose for the online login is to confirm the transaction using your receipt from your Green Dot MoneyPak purchase.

Speaking of logging into your online RushCard account, did I share that the RushCard allows you to also pay bills online using their RushCard Bill Pay option? Oh yes, and that includes utility bills, monthly bills, as well as sending a check to a friend. With the RushCard Bill Pay option, you can set up payments as far as one year in advance! You can set up bill payments, reschedule bill payments, or cancel bill payments using the Prepaid Visa RushCard.

For those like me who like to receive text alerts regarding your financial accounts, you can set up alerts for your Prepaid Visa RushCard. The RushCard text alerts can be set up to notify you of any deposits, alert you to a low available balance, and/or alert you when you are close to your spending limit, and much more. With the Prepaid Visa RushCard, there is no way that you should get into debt because you are using only the money you put on the RushCard.

The current economy has affected all of us; lost jobs, reduced wages, and loss of income, all equal debt. The RushCard has many benefits that assist those who want to get out of debt or who want to set up a budget plan. The Prepaid Visa RushCard offers an optional FREE Rush Path to Credit that members can enroll in and have their payments tracked and sent to 2 national credit reporting agencies.

This allows your payment history to be automatically sent which will help either build your credit history or repair your credit history. When you set up your RushCard online account, you can also create a budget, track your progress and receive text alerts if you make a purchase that exceeds your set budget amount. By now, you should be in the middle of the Prepaid Visa RushCard application process! What are you waiting for?

I don't just talk about the Prepaid Visa Rush Card, I actually have one and I love it!

Before your purchase your Rush prepaid Visa debit card, go to CoffeyParkGreetings.com for your African American Checks, African American Products and African American Checkbook planners that celebrate urban culture!

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Have you been burned by too much credit card debt lately? Too scared of credit? Had enough of credit card bills? If plastic was a way of life for you and you're thinking of looking for a good alternative that is as convenient and easy to use, then a prepaid credit card is the perfect choice.

What are prepaid credit cards?

If you've used a prepaid phone card or sim card before, then you already have a basic idea of how a prepaid credit card works. You just need to 'load' it with money and then use it as you would any regular credit card. It can be used to pay your purchases at any store and is also accepted for many online transactions. You may also withdraw cash from any ATM.

Essentially, a prepaid credit card functions as a debit card, except that a prepaid credit card is a separate account. A debit card is linked to either a savings or a checking account. You just need to open a prepaid credit card account and deposit money, just like you would with a regular bank account. After you pay the fees, which could amount from $5 to $50, the bank then issues you a prepaid credit card.

Many banks offer prepaid credit cards under Visa or Mastercard. Other providers include Western Union, Greendotonline and Rush Card. Prepaid credit cards can also be purchased at selected stores, malls and even gas stations.

Where's the credit?

The term 'prepaid credit card' is probably a misnomer because there's no credit involved when you use it in any transaction. With a credit card, you pay with the money you don't yet have, but which your banker or credit card company guarantees for you.

With a prepaid credit card, you only spend the money you loaded the card with. For example, if you have $300 on your prepaid credit card, you can't purchase a $325 item. It's that simple.

Who can use a prepaid credit card?

A prepaid credit card is a good tool to help you curb your shopping expenses. It is also a good alternative to a regular credit card that you didn't get due to bad credit or for any other reason. A prepaid credit card lets you enjoy the usage benefits a regular credit card can offer.

Advantages

Spending limit - a prepaid credit card will only allow you to spend the amount that is left on your account, nothing more. You don't have to go beyond a credit limit because the only limit you have is self-imposed. If you load just $500 on your prepaid credit card account monthly, that's the amount you'll get to spend, until the next time you load it again.

Absence of debt - regular credit cards let you 'charge' purchases and then pay them back at a later date in full or make a minimum payment with interest. Every time you use a credit card, you incur a debt. With a prepaid credit card, you don't charge purchases, but pay for them outright, on cash basis. You also do not have to worry about monthly billing statements.

Fast processing - you're not required to undergo a credit check and there is no waiting to get your prepaid credit card approved. There is also no age limit.

Disadvantages

Spending limit - the advantage of a prepaid credit card is also a disadvantage. While regular credit cards allow you to buy large purchases (such as appliances and furnitures), a prepaid credit card limits your buying power to the amount currently deposited in your prepaid account. Once it's gone, you can't buy more until you deposit money into that account.

Fees - each time you make a deposit to your account, you pay an additional but nominal fee. Some prepaid cards also charge you a minimum fee for every transaction.

Limit of use - you can't use a prepaid credit card to pay regular automatic payments and some smaller retailers don't accept transactions made with prepaid credit cards. A prepaid card will also not help you establish your credit, much less rebuild it.



Want to apply for a guaranteed Rush Card? Click her to find out how.

In life we all come across scenarios where it is best to pay for something with a credit card. Take purchases online for instance; the credit card has the added benefit that it is widely accepted by many online merchants and payment is instant from the buyer to the seller. By being able to pay with a credit card you will be able to receive the item in the fastest possible time available.

If you had to send a check to an online merchant it might mean waiting for the check while it is in transit, than waiting for the check to be deposited, and than after it is deposited you will have to wait for the check to clear. All this may take a few days up to a full week to complete before the merchant even packs and ships your products. The worst case scenario may even mean the merchant doesn't accept any other form of payment except for credit cards, so count those cash, check, and money order payment methods out.

Credit cards also offer many forms of protection for the consumer. Many reputable brands of credit card such as those which carry the Visa, MasterCard, or Discover logo have more features such as satisfaction guarantees and protection from fraud sales. Don't expect the same features when you're paying with checks.

Credit cards come in two forms, secured and unsecured. An unsecured credit card is a card which is backed by nothing except for the promise from the cardholder that they will pay their debt off when it becomes due. A secured credit card also known as a prepaid credit card is a card which is backed by funds that are pre-deposited or prepaid into the account. These cards are great options for those who have a hard time controlling their spending or are opening a card for a child who hasn't developed a sense of responsibility yet to handle a large credit line.

Secured credit cards are also great options for those who have bad credit and want to rebuild their credit scores in order to obtain unsecured credit cards.

If you have really bad credit scores, than the only option for you may be in the form of a secured credit card. By securing your spending limit with funds first this essentially relieves some of the risk that the card company will take by issuing your the card while still offering you the services and benefits of having credit. Thus it is much easier for someone to apply and be approved for a secured credit card since it is based more on what you're able to deposit than how you are with timely payment schedules or if your job is stable.

I know many people are concerned that by depositing their money into a secured credit card that the money no longer becomes theirs. They see this comparison with store cards such as the kind you get at Starbucks where you buy a pre-charged gift card or a Visa Debit Gift Card. But unlike those cards secured credit cards are essentially the same as money because what you put in there stays there until you use it. The funds can even be used at an ATM to withdraw money that you need which is something you can't do with the Starbucks card. The Starbucks card usually won't cash you out unless you have an absolute emergency reason to get your money back out.

Secured credit cards have also become much more convenient for those who need them as well. Many secured cards will even allow you to have your employer direct deposit funds directly into your credit card account so that you will have the money you need available immediately.

There are many credit cards currently on the market and if many of them have already declined you than it may be time to look into applying for a secured credit card as your credit might not be strong enough to get approved for an unsecured credit card.

Click Here and Read a review I did on one of the better secured cards on the market. Advantages of Rush Card.

My Blog
http://www.tranharry.com/

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Rush Card Visa

Before we get into how to get a pre paid debit card we need to explain what one is. Unlike most checking account cards that you get when you open a checking account that allows you to draw from your checking account and has the Visa or MasterCard emblem on it pre paid debit cards are little bit different in theory in the sense that you need to make a deposit first into a secured account in the bank and they hold that money and security against any future charges.

These type of debit cards are used by people who have suffered a financial setback and need a second chance option to get back into the game. We all know it is almost possible to make any purchases online or even retail outlets without a credit card. This is also an excellent way to begin to reestablish your credit and to let the banks and financial institutions know that you are serious about reestablishing your credit. So how do we go about getting our pre paid card?

There are several options and your first option would be to check locally with any banks in your area to see if they offer the option of a pre paid debit card, you will probably find that over 75% of the banks contacted do not offer this to their customers. Your second option is to find a national bank that offers them over the Internet. This is probably your best long-term option and if you need to reestablish credit you need to get started on that road today!

CLICK HERE [http://iluvmyrushcard.info/] To Get Your New Rush Card

100% Approval And For Full Information: [http://iluvmyrushcard.info/]

Get your Pre Paid Debit Card Today, 100% Approval Rate!

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Many of the credit card companies recognise the need to have some type of credit card for teenagers in this day and age. There are several cases in which cash or cheques are no longer accepted, especially with online purchases making it very difficult for a teenager to get anything, such as gifts. These prepaid credit cards for teenagers do have to have the parent's permission in order to obtain them, but the fact that they exist can help many parents and teenagers get along financially.

With prepaid credit cards for teenagers there are couple of things that should be examined before you obtain just any of the cards. Many of the online companies offering prepaid credit cards have extensive fees in the start up costs, transaction fees, monthly fee, and the reload fee. To help you find a prepaid credit card for your teenager we have looked at some of the cards available to determine the best cards out there. Here are few of the cards we have found.

The Rush Card Prepaid Visa has a start up cost of $19.95, with a transaction fee of a dollar, but a free reload fee. The Western Union Prepaid MasterCard allows a start up fee of $9.95, service charge of $4.95, and a reload fee of $4.95 at any Western Union location. The wired plastic prepaid visa card has a start up fee of $9.95, service charge of $3.95, and a reload fee of $6.95.

There are more than just these few prepaid credit cards for teenagers available, but these were the ones that had the best start up and other fees. It is possible to get prepaid credit cards from Capital One and other well known banks, however they will also have some high fees associated with the cards.

The prepaid credit cards for teenagers have several things in common with ATM cards. The first is that you are the one keeping the control and how much balance is on the card. In order to use the card you have to have some type of deposit whether it is just a few dollars or more than hundred. It will of course depend on your teenager as too how much you would like them to have. Once the balance has been spent the teenager cannot use the card until it has been reloaded. It is better than a regular credit card in that you are able to say how much they will use at any given time. You don't have to allow for more than that few dollars every month. This saves you from high credit card balances that can't be paid off. There are direct deposit options with the prepaid cards if you would like their earnings to go on the card.

It is good to remember the fees and of course let your teenager know about the fees. Chances are if they are using their own money to fund the card they are not going to want the transaction fees that come with it.

Rush Card Visa

In life we all come across scenarios where it is best to pay for something with a credit card. Take purchases online for instance; the credit card has the added benefit that it is widely accepted by many online merchants and payment is instant from the buyer to the seller. By being able to pay with a credit card you will be able to receive the item in the fastest possible time available.

If you had to send a check to an online merchant it might mean waiting for the check while it is in transit, than waiting for the check to be deposited, and than after it is deposited you will have to wait for the check to clear. All this may take a few days up to a full week to complete before the merchant even packs and ships your products. The worst case scenario may even mean the merchant doesn't accept any other form of payment except for credit cards, so count those cash, check, and money order payment methods out.

Credit cards also offer many forms of protection for the consumer. Many reputable brands of credit card such as those which carry the Visa, MasterCard, or Discover logo have more features such as satisfaction guarantees and protection from fraud sales. Don't expect the same features when you're paying with checks.

Credit cards come in two forms, secured and unsecured. An unsecured credit card is a card which is backed by nothing except for the promise from the cardholder that they will pay their debt off when it becomes due. A secured credit card also known as a prepaid credit card is a card which is backed by funds that are pre-deposited or prepaid into the account. These cards are great options for those who have a hard time controlling their spending or are opening a card for a child who hasn't developed a sense of responsibility yet to handle a large credit line.

Secured credit cards are also great options for those who have bad credit and want to rebuild their credit scores in order to obtain unsecured credit cards.

If you have really bad credit scores, than the only option for you may be in the form of a secured credit card. By securing your spending limit with funds first this essentially relieves some of the risk that the card company will take by issuing your the card while still offering you the services and benefits of having credit. Thus it is much easier for someone to apply and be approved for a secured credit card since it is based more on what you're able to deposit than how you are with timely payment schedules or if your job is stable.

I know many people are concerned that by depositing their money into a secured credit card that the money no longer becomes theirs. They see this comparison with store cards such as the kind you get at Starbucks where you buy a pre-charged gift card or a Visa Debit Gift Card. But unlike those cards secured credit cards are essentially the same as money because what you put in there stays there until you use it. The funds can even be used at an ATM to withdraw money that you need which is something you can't do with the Starbucks card. The Starbucks card usually won't cash you out unless you have an absolute emergency reason to get your money back out.

Secured credit cards have also become much more convenient for those who need them as well. Many secured cards will even allow you to have your employer direct deposit funds directly into your credit card account so that you will have the money you need available immediately.

There are many credit cards currently on the market and if many of them have already declined you than it may be time to look into applying for a secured credit card as your credit might not be strong enough to get approved for an unsecured credit card.

Click Here and Read a review I did on one of the better secured cards on the market. Advantages of Rush Card.

My Blog
http://www.tranharry.com/

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Rush Card U.S.A

Apply for the RushCard today. Here are the numerous reasons why...

If you are interested in applying for a credit card, the Prepaid Visa RushCard is my choice hands-down. The benefits of having and using a Prepaid Visa RushCard are numerous and I am going to share the reasons why the RushCard is better than other credit cards.

We have all been in situations when we are at the register, and the employee behind the register invites you to apply for the store credit card. If you don't already have the store credit card, the first thing they say is that you'll get a certain % off your current purchase if you apply and get approved for the store credit card.

Now here's the dose of reality. Many of us have been there and currently have at least 1 store credit card as a result of falling for that exact scenario. The reality is that owning that store credit card doesn't save you any money. In fact, the store is earning money as a result of what you're spending.

Enter the RushCard. Here is a prepaid Visa debit card where you only spend what you have deposited. You don't have to worry about paying for something at the end of the month with interest, that you'd probably regret buying in the first place. You don't have to worry about making a purchase for something using your bank debit or credit card then finding out later that you didn't have enough money in your account when you made the purchase. It is very frustrating when you find out that your bank account has been overdrawn and on top of that, having to pay a $30+ overdraft fee doesn't make it any better.

Using the Prepaid Visa RushCard keeps you on track and helps to protect you against over-spending. The RushCard prevents you from making the impulse purchases we all have made using store credit cards, major credit cards and even our bank credit or debit cards. If you are not sure how much money you have on your RushCard, you can call their 800 number 24 hours a day or check your RushCard online account anytime.

The RushCard has minimal fees especially when you compare their fees to the major credit card companies and bank fees. You can use the Prepaid Visa RushCard at any ATM and the RushCard is accepted worldwide wherever VISA debit cards are accepted. There are also select ATMs with Display Option that can be used with no surcharge fees.

What also makes the Prepaid Visa RushCard the card of choice, is that you can conveniently add money to your RushCard in a variety ways. The Prepaid Visa RushCard lets you add money through direct deposit, through PayPal, or in person, through MoneyGram at a local store in your area. If you want to have your paycheck directly deposited to your RushCard, this can be done in a few quick and easy steps.

You can also use MoneyGram to add money to your RushCard within a matter of minutes for a small fee of $3.95. As if those options weren't convenient enough, you can also purchase a Green Dot MoneyPak at stores like Wal-Mart for a small purchase of $4.95. With the Green Dot MoneyPak, your transaction isn't complete until you login to your online account after you've added the cash to your RushCard. The purpose for the online login is to confirm the transaction using your receipt from your Green Dot MoneyPak purchase.

Speaking of logging into your online RushCard account, did I share that the RushCard allows you to also pay bills online using their RushCard Bill Pay option? Oh yes, and that includes utility bills, monthly bills, as well as sending a check to a friend. With the RushCard Bill Pay option, you can set up payments as far as one year in advance! You can set up bill payments, reschedule bill payments, or cancel bill payments using the Prepaid Visa RushCard.

For those like me who like to receive text alerts regarding your financial accounts, you can set up alerts for your Prepaid Visa RushCard. The RushCard text alerts can be set up to notify you of any deposits, alert you to a low available balance, and/or alert you when you are close to your spending limit, and much more. With the Prepaid Visa RushCard, there is no way that you should get into debt because you are using only the money you put on the RushCard.

The current economy has affected all of us; lost jobs, reduced wages, and loss of income, all equal debt. The RushCard has many benefits that assist those who want to get out of debt or who want to set up a budget plan. The Prepaid Visa RushCard offers an optional FREE Rush Path to Credit that members can enroll in and have their payments tracked and sent to 2 national credit reporting agencies.

This allows your payment history to be automatically sent which will help either build your credit history or repair your credit history. When you set up your RushCard online account, you can also create a budget, track your progress and receive text alerts if you make a purchase that exceeds your set budget amount. By now, you should be in the middle of the Prepaid Visa RushCard application process! What are you waiting for?

I don't just talk about the Prepaid Visa Rush Card, I actually have one and I love it!



Article Source: http://EzineArticles.com/5944576

Prepaid credit cards commence to rise in popularity during the late 1990s. Much more men and women are making use of them nowadays. What are prepaid cards, and what benefits do they have around traditional cards? In this article I will go over this in detail. Bank corporations have realized that many people don't meet the necessary credit history requirements to use their cards.

Even people who do qualify usually fail to pay back the debts they owe and file bankruptcy. This has triggered the businesses to suffer massive losses. The bank card corporations commence offering secured credit cards to be able to combat this. Shoppers would be in a position use their cards without fear of going into debt. Once shoppers established that they were responsible using these, bank card firms would then start slowly giving them a lot more credit ratings. This was the forerunner to the prepaid cards used nowadays.

The primary difference is that users are given credit ratings for purchases made employing these newer types of it cards. You're capable to set the limit you would like on the card by adding the essential resources into the account. In the past, bank card firms set the credit card limit, and it was up towards the consumer to make sure they didn't go over it. Since of this many people would go around their limits, spending dollars they didn't have. By making use of prepaid credit cards, you only add the money that you really have, as an alternative to being credited income by the business. This allows you to maintain greater manage in excess of your finances. This creates a situation in which both charge card corporations and consumers win.

Rush Card U.S.A

My credit history probably makes me look very irresponsible when it comes to money management. My student loans going into default started the pitfall to my "Bad finance" history due to me losing my job. How did this happen so quickly? I then realized that applying for a loan or a card was useless because my score was pretty much shot! I am presently trying to repair my finance history through consolidating all of my bills into one low monthly installment, but yet I find myself wanting to shop online like everyone else or even rent a car for summer trips but it is obvious that no transaction can work without a credit card. How about trying to pay a cell phone bill or any bill over the phone on the due date to prevent a late charge fee, it is impossible to do any of the above without having some express card. This can be not only frustrating but embarrassing. Well, I've been there and it's not a very nice place to be.

Finally, I got my credit card. Thanks to Russell Simmons I now enjoy the benefits of having a card called the RUSH CARD. Everyone who lives in the states is entitled to receive one regardless of past history. The RushCard and BabyPhat RushCard were designed to give everyone access to mainstream financial services. Yes you too can put away the days of being embarrassed.The RushCard is offered to the 40+ million U.S. consumers who do not have established credit or traditional banking relationships.

For more information about the Rush Credit card visit my blog at: http://instantcredit-card.blogspot.com/

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KLS Rush Card

Everybody knows that it's virtually impossible to purchase anything on the Internet or even to rent a car without a valid credit or debit card. So what is a person supposed to do that has had financial difficulties in the past or maybe forced to file bankruptcy and does not have access to a credit card that will allow them to make purchases? You can send a check or money order but it delays your purchase by weeks and there are very few retailers on the Internet that even accept checks. So how in the world can you start over again when you've been hit by financial adversity?

Fortunately there are several companies that will provide you a second chance with prepaid debit cards. These companies give you the ability to reestablish your credit and will give you a line of credit based on, or equivalent to the amount of money that you deposit into your account. So for example, if you would like a $500 line of credit on a credit card, you would simply deposit that amount into your account and they would extend you that line of credit for purchases. So how do we find a company willing to extend me credit?

There are many companies that will extend to you a prepaid option and give you a prepaid credit card based on the deposit that you make into your account. This is an excellent resource for somebody looking for that second chance financially and you need to take the opportunity while it still exists.

CLICK HERE [http://iluvmyrushcard.info/] To Get Your New Rush Card

100% Approval And For Full Information: [http://iluvmyrushcard.info/]

Get your PrePaid Credit Cards Today, 100% Approval Rate!

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The Prepaid Rush Card is issued as a Visa. Just like the name suggests you must first deposit money in your account before you can use it to make purchases.

There are a variety of designs to choose from (pink, purple, and black) and you will pick which design you want when you apply. There is no credit check or chexsystems verification. It does not matter what financial mistakes you have made in the past, you will still be approved.

How to Deposit Money

Direct deposit is the most common and is provided to you for free. To use this you simply download a form from your account fill out the requested information and turn that form into your employer.

It may take a pay period or two but after that your checks will be deposited straight into your account. This typically will give you access to your money faster. In addition you don't have the fuss of going somewhere or expense of check cashing fees.

You can also load funds at cash stores or by purchasing a MoneyPak. These are available at Walgreens, CVS, 7-eleven, Walmart... Also you can make a transfer from a bank or pay pal account.

Online Bill Pay

You will be given access to an online payment center. This will enable you to pay your bills without the inconvenience or expense of purchasing money orders. You can pay you bills or an individual. Many users find this tool very helpful in managing their budget.

In addition you are given other tools to help you track your spending. You will be able to view graphics that will break down your spending, deposit, and balance trends. There is also another tool to help you create a budget. This tool can send you alerts if you begin exceeding budgeted amounts, which can help you stay on track.

Build Credit

This is an optional service and provided for free. It will report your payment history to a credit bureau when you pay any monthly recurring bill. For example; rent, phone, cable, electricity, automobile...

Text Alerts

You can sign up for free text alerts. You can even send them a text message and get a response with your requested information (balance, transaction, deposit info). However you will still be responsible to pay any charges for text messages from your cell phone provider. You will have online access to your account and customer service 24/7.

Where Can You Use It?

It is accepted at millions of locations throughout the world. Additionally you can make purchases over the phone and online.

To apply for your KLS Rush Card click here today

The Baby Phat Prepaid Visa is not a credit card per se, but a debit card. You may be wondering what that means, so I will clarify.

Unlike an unsecured card where the corporation issues a card and attaches a credit limit to it which they then charge interest on as it is used. With this you load funds and that amount then becomes your available limit.

Instead of you buying products and then paying for them later, along with the interest rate and associated fees, you pay for your purchases beforehand by loading funds.

They do provide you free direct deposit of paychecks and free deposit of tax refunds and transfers from PayPal. You can also mail in a check or money order. If you choose to use CheckFreePay or MoneyGram, there will be a $3.95 charge.

You have a $1,000 maximum load limit, per calendar day, for cash. There is a $5,000 maximum load limit, per calendar day, for direct deposits, excluding tax refunds. There is a minimum load limit of $25 when you use CheckFreePay.

There are no interest rate amounts to pay with a debit card; however, you still need to pay attention to the rates and terms of the card. For example, there is a $1.95 ATM fee; $19.95 one-time activation fee; $1 per telephone purchase fee; $1.95 ATM withdrawal fee; $.50 per ATM balance inquiry; $1 for paper statements (per request); and, $9.95 replacement card fee. Always read the Terms and Conditions of any credit or debit card before applying.

There is a Refer-A-Friend benefit built into this offer. Each time someone becomes an active member through your recommendation, $5 will be added to your account.

They claim you can make purchases with your Baby Phat Visa anywhere Visa is accepted. And you can access over 800,000 ATM's with your PIN to order to obtain cash; and, you can get your account details any day, any time, online at rushcard.com.

This card is issued by Manufacturers and Traders Trust Company. Because there is no interest rate on an outstanding balance like a credit card does, allows for the prepayment of purchases, eliminates the expense of writing checks and costly mailing of payments, this would be a good card.

It also is a good choice for folks who have a hard time with impulse shopping as you can only spend what is available. On the other hand I don't believe this would be good for those who are looking for a way to improve their credit history as this is not what the card is designed to do.

For more about the Baby Phat Rush Card visit us or to learn more about easy credit cards.

Or for a free credit consultation call 1-800-483-0256
Article Source: http://EzineArticles.com/?expert=Laura_Stenson



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Rush Card Promo Code

Filling out a credit card application form is a necessary part of getting a card. The credit card company needs to get some information about you and your financial situation so that it can make a decision about whether to issue a card or deny your application. To help the company, you need to fill out the application form carefully.

Whether you are filling out an application form online or on paper, it's important not to rush through the process. All the information requested by the company is important. You will want to be sure that you answer all the questions fully.

The company will want to know your full name, mailing address and phone number. You will also need to indicate where you work and how long you have been employed there. The company will also ask about your household income, whether you own or rent your home and how much you pay for housing per month.

In the case of an online form, you will probably not be able to submit the form electronically if some of the information is missing. In this situation, you will be prompted to go back to make a correction before the company will accept your application. When you are filling out a paper application, make sure that you have not left any parts of the application form blank. You will also need to be sure that you have filled in the date at the bottom of the application form and signed it.

When you are ready to fill out a credit card application form, you can check out a web site offering a free credit card chaser tool. Visit one to get the best credit card deal today!

Article Source: http://EzineArticles.com/?expert=James_J._Robinson

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The Prepaid Rush Card is issued as a Visa. Just like the name suggests you must first deposit money in your account before you can use it to make purchases.

There are a variety of designs to choose from (pink, purple, and black) and you will pick which design you want when you apply. There is no credit check or chexsystems verification. It does not matter what financial mistakes you have made in the past, you will still be approved.

How to Deposit Money

Direct deposit is the most common and is provided to you for free. To use this you simply download a form from your account fill out the requested information and turn that form into your employer.

It may take a pay period or two but after that your checks will be deposited straight into your account. This typically will give you access to your money faster. In addition you don't have the fuss of going somewhere or expense of check cashing fees.

You can also load funds at cash stores or by purchasing a MoneyPak. These are available at Walgreens, CVS, 7-eleven, Walmart... Also you can make a transfer from a bank or pay pal account.

Online Bill Pay

You will be given access to an online payment center. This will enable you to pay your bills without the inconvenience or expense of purchasing money orders. You can pay you bills or an individual. Many users find this tool very helpful in managing their budget.

In addition you are given other tools to help you track your spending. You will be able to view graphics that will break down your spending, deposit, and balance trends. There is also another tool to help you create a budget. This tool can send you alerts if you begin exceeding budgeted amounts, which can help you stay on track.

Build Credit

This is an optional service and provided for free. It will report your payment history to a credit bureau when you pay any monthly recurring bill. For example; rent, phone, cable, electricity, automobile...

Text Alerts

You can sign up for free text alerts. You can even send them a text message and get a response with your requested information (balance, transaction, deposit info). However you will still be responsible to pay any charges for text messages from your cell phone provider. You will have online access to your account and customer service 24/7.

Where Can You Use It?

It is accepted at millions of locations throughout the world. Additionally you can make purchases over the phone and online.

Security

God forbid your card is ever lost or stolen your money is still safe. It will be protected under Visa's Zero Liability Policy. We do encourage you to report your it lost or stolen as soon as you can.

To get your Rush Card promo code visit us today, we have all the latest promotional codes

Everybody knows that it's virtually impossible to purchase anything on the Internet or even to rent a car without a valid credit or debit card. So what is a person supposed to do that has had financial difficulties in the past or maybe forced to file bankruptcy and does not have access to a credit card that will allow them to make purchases? You can send a check or money order but it delays your purchase by weeks and there are very few retailers on the Internet that even accept checks. So how in the world can you start over again when you've been hit by financial adversity?

Fortunately there are several companies that will provide you a second chance with prepaid debit cards. These companies give you the ability to reestablish your credit and will give you a line of credit based on, or equivalent to the amount of money that you deposit into your account. So for example, if you would like a $500 line of credit on a credit card, you would simply deposit that amount into your account and they would extend you that line of credit for purchases. So how do we find a company willing to extend me credit?

There are many companies that will extend to you a prepaid option and give you a prepaid credit card based on the deposit that you make into your account. This is an excellent resource for somebody looking for that second chance financially and you need to take the opportunity while it still exists.

CLICK HERE [http://iluvmyrushcard.info/] To Get Your New Rush Card

100% Approval And For Full Information: [http://iluvmyrushcard.info/]

Get your PrePaid Credit Cards Today, 100% Approval Rate!

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Rush Card Application

It can be disheartening when you apply for a credit card and get turned down. However, in the vast majority of cases, it really is not anything that you need to worry about. While there are some people out there who would be approved for virtually everything they could think of applying for, for the vast majority of us, applying for a credit card can take a little time and some trial and error.

Credit card providers generally have pretty strict criteria that they are looking for from applicants when they launch a new credit card. They will be targeting the card at a specific segment of the market and will have a credit score range that they are seeking from applicants. If you do not fall within this score range, you will not be in their target range and will be refused the card. But this does not mean that you will not be successful when you apply for another credit card that is targeting your section of the market. And it is important not to take the rejection to heart.

Determining Your Credit Score

You may feel that you are trustworthy and always pay your bills and that you should not be turned down for credit, but remember that credit approval is no longer a personal exercise but is by and large automated and subject to computer credit checks and the like. A computer will look at your credit score and give a yes or no answer, and no individual attention will be paid personally to your application at all. It is a necessary way of running the system for lenders who have literally thousands of clients and applications to manage as efficiently as possible.

The Next Step After Rejection

If you are refused for credit, then apply to a couple more companies. You should try not to rush the process and apply for one card at a time. You usually receive your answer within a couple of days. The reason for this is that if you apply for too much credit too quickly, it will show up on your credit report and may cause lenders to turn you down. So be patient and if possible, ask the lender why they have rejected you.

Patience is a Virtue in Credit Card Applications Too

The chances are you are simply applying for the wrong type of card, for example, if you are a student, you will really only be approved by companies that make a point of providing credit cards to students and most other will reject you as a matter of course. So by a little patience, and taking the time to make your application to a credit card company that targets the segment of the market that you fit into, you should be able to get your hands on a credit card before too long.

Joseph Kenny is the webmaster of the UK credit card comparison site http://www.creditcards121.com/, where you can find a selection of poor credit history credit cards. Also, visit http://www.CardGuide.co.uk/ for more credit card information.

Article Source: http://EzineArticles.com/?expert=Joseph_Kenny

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Apply for the RushCard today. Here are the numerous reasons why...

If you are interested in applying for a credit card, the Prepaid Visa RushCard is my choice hands-down. The benefits of having and using a Prepaid Visa RushCard are numerous and I am going to share the reasons why the RushCard is better than other credit cards.

We have all been in situations when we are at the register, and the employee behind the register invites you to apply for the store credit card. If you don't already have the store credit card, the first thing they say is that you'll get a certain % off your current purchase if you apply and get approved for the store credit card.

Now here's the dose of reality. Many of us have been there and currently have at least 1 store credit card as a result of falling for that exact scenario. The reality is that owning that store credit card doesn't save you any money. In fact, the store is earning money as a result of what you're spending.

Enter the RushCard. Here is a prepaid Visa debit card where you only spend what you have deposited. You don't have to worry about paying for something at the end of the month with interest, that you'd probably regret buying in the first place. You don't have to worry about making a purchase for something using your bank debit or credit card then finding out later that you didn't have enough money in your account when you made the purchase. It is very frustrating when you find out that your bank account has been overdrawn and on top of that, having to pay a $30+ overdraft fee doesn't make it any better.

Using the Prepaid Visa Rush Card keeps you on track and helps to protect you against over-spending. The Rush Card prevents you from making the impulse purchases we all have made using store credit cards, major credit cards and even our bank credit or debit cards. If you are not sure how much money you have on your RushCard, you can call their 800 number 24 hours a day or check your RushCard online account anytime.

The RushCard has minimal fees especially when you compare their fees to the major credit card companies and bank fees. You can use the Prepaid Visa RushCard at any ATM and the Rush Card is accepted worldwide wherever VISA debit cards are accepted. There are also select ATMs with Display Option that can be used with no surcharge fees.

What also makes the Prepaid Visa RushCard the card of choice, is that you can conveniently add money to your Rush Card in a variety ways. The Prepaid Visa RushCard lets you add money through direct deposit, through PayPal, or in person, through MoneyGram at a local store in your area. If you want to have your paycheck directly deposited to your Rush Card, this can be done in a few quick and easy steps.

You can also use MoneyGram to add money to your RushCard within a matter of minutes for a small fee of $3.95. As if those options weren't convenient enough, you can also purchase a Green Dot MoneyPak at stores like Wal-Mart for a small purchase of $4.95. With the Green Dot MoneyPak, your transaction isn't complete until you login to your online account after you've added the cash to your RushCard. The purpose for the online login is to confirm the transaction using your receipt from your Green Dot MoneyPak purchase.

Speaking of logging into your online Rush Card account, did I share that the RushCard allows you to also pay bills online using their RushCard Bill Pay option? Oh yes, and that includes utility bills, monthly bills, as well as sending a check to a friend. With the Rush Card Bill Pay option, you can set up payments as far as one year in advance! You can set up bill payments, reschedule bill payments, or cancel bill payments using the Prepaid Visa RushCard.

For those like me who like to receive text alerts regarding your financial accounts, you can set up alerts for your Prepaid Visa RushCard. The RushCard text alerts can be set up to notify you of any deposits, alert you to a low available balance, and/or alert you when you are close to your spending limit, and much more. With the Prepaid Visa RushCard, there is no way that you should get into debt because you are using only the money you put on the RushCard.

The current economy has affected all of us; lost jobs, reduced wages, and loss of income, all equal debt. The RushCard has many benefits that assist those who want to get out of debt or who want to set up a budget plan. The Prepaid Visa RushCard offers an optional FREE Rush Path to Credit that members can enroll in and have their payments tracked and sent to 2 national credit reporting agencies.

This allows your payment history to be automatically sent which will help either build your credit history or repair your credit history. When you set up your RushCard online account, you can also create a budget, track your progress and receive text alerts if you make a purchase that exceeds your set budget amount. By now, you should be in the middle of the Prepaid Visa Rush Card application process! What are you waiting for?



Fill out a Rush Card application today. You will be glad you did....I know I am :-)

So you've finally decided to get a business credit card. Yes, they are great tools for managing your business finances. However, don't forget that not all cards in the market are as promising as they seem to be. It is up to you to find the right card that matches the needs and spending style of your business. In this article, let's discuss the steps you need to do before applying for it.

Check your credit.
Check your credit report and see whether your credit rating is enough to get approved for the best business credit cards in the market. If you don't have a corporate credit, your personal credit history would be used. Do you think you can improve your credit score? Remember, a high credit score would give you more power in choosing a credit card with the lowest rates and best deals.

Compare business credit cards.
How do you compare? With so many choices in the market, it would be easier if you check out review sites. These websites present reviews on different cards so you can filter out the ones with the best potential. Here, the best and weakest features are often highlighted so you can have a better view on what each card has to offer. It is also arranged according to categories so you can narrow down your choices right away.

Another important step in comparing business credit cards is reading the fine print. The Terms and Conditions page may be long and the letters are printed in very small letters. However, take the time and effort to read and understand every statement in the page. This is where you'll see the real costs about which you're considering. Don't be content with what the ads tell you. Even reviews won't give you the complete information. To learn everything you need to know about a card, read the fine print.

Rewards or non-rewards?
As you search for it, you'll see some with rewards programs and some without. Which one would you choose? It may be easy to say that a card with rewards is better than a non-reward business credit card. However, don't make decisions in a rush.

First, you need to consider how intend to pay off your bills. Are you sure you can pay off your monthly balances in full? Or do you intend to use it for larger purchases? If you plan to carry your balances from month to month, a reward credit card may not be the best choice. Why?

Take note that cards with rewards carry higher interest rates than non-rewards. If you can't pay off your monthly balances in full, you'll be charge with high interest every time. In the end, the value of the rewards you get may not even be enough to offset the additional interest charges.

Pamela Williams is a Loan Consultant, Internet Marketer, Writer and owner of BusinessCreditCardSite.com, a finance company in Las Vegas, Nevada that provides support for businesses all across the US particularly with obtaining credit cards for business. Visit http://www.businesscreditcardsite.com

Article Source: http://EzineArticles.com/?expert=Pamela_Williams

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Rush Card Promotion Code 2011

Everybody knows it is virtually difficult to purchase everything on the web and even in order to lease a vehicle without a good credit or debit greeting card. What exactly can be a particular person supposed to do that has experienced poverty before or perhaps instructed to document bankruptcy as well as doesn't gain access to credit cards that will enable them to make purchases? You'll be able to send an inspection as well as cash order nonetheless it flight delays you buy simply by weeks high have become few merchants on the web which also take inspections. Now how on the planet are you able to start over once again while you have been reach simply by financial adversity?

Thankfully there are many firms that will offer you an additional opportunity along with pay as you go debit cards. These firms provde the ability to improve your current credit history and will supply you with a credit line depending on, or perhaps equal to the money that you simply down payment straight into your bank account. Thus as an example, if you would like a new $500 personal line of credit with a charge card, you'd merely put in that quantity directly into your plus they would likely extend you which line of credit regarding buys. How can we find a company willing to prolong me personally credit score?

There are numerous organizations that may extend for you any pay as you go choice and give you the right prepaid card using the downpayment that you simply help to make into your account. It is really an outstanding source for an individual searching for which 2nd probability economically so you need to take the ability although it even now is out there.

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Article resource: http://EzineArticles.com/?expert=Arjun_Collier
The Baby Phat Pay as you go Charge just isn't a charge card per se, but an atm card. You may be wondering just what which means, and so i will certainly describe.

Unlike an unsecured minute card the location where the firm problems any minute card and also attaches the credit limit with it which they next fee attention on since it is used. With this an individual fill funds knowning that volume then will become your offered restriction.

As an alternative to an individual acquiring products then spending money on these after, along with the rate of interest along with associated charges, you pay for the acquisitions before you start simply by launching funds.

They are doing offer you totally free one on one downpayment of salaries along with no cost down payment of levy discounts and exchanges through PayPal. You can even email in a verify as well as money buy. If you decide to use CheckFreePay or perhaps MoneyGram, there'll be a new $3.Ninety five charge.

You have a $1,1000 highest insert reduce, per diary morning, regarding money. There exists a $5,500 greatest weight restrict, every diary day time, pertaining to direct deposits, excluding duty concessions. There is a minimum fill reduce regarding $25 when you use CheckFreePay.

There aren't any monthly interest comes down to shell out with a debit card; even so, you will still have to pay care about the particular rates and also the card. For instance, you will find there's $1.Ninety five ATM fee; $19.Ninety five one-time activation fee; $1 per mobile phone buy price; $1.89 Atm machine revulsion payment; Dollar.60 per Cash machine balance inquiry; $1 regarding paper phrases (for every ask); and also, $9.95 alternative card price. Often look at Fine print associated with a credit or debit greeting card before you apply.

You will find there's Refer-A-Friend profit included in this specific provide. Whenever somebody turns into an active associate via your own suggestion, $5 will probably be added to your.

They claim you may make buys together with your Infant Phat Charge anyplace Visa will be acknowledged. And you will gain access to around 400,Thousand ATM's together with your Green to be able to order to obtain income; and, you can get your account information everyday, at any time, online in rushcard.net.

This kind of greeting card is distributed by Suppliers and Merchants Trust Business. Since there is absolutely no interest rate on an excellent equilibrium just like a credit card can, enables your early repayment involving acquisitions, eliminates the expense involving writing checks along with expensive posting associated with payments, this may be a good card.

It also is your best option for those who have trouble together with impulse purchasing that you can simply spend what exactly is obtainable. On the other hand I do not believe this may be good for those who are trying to find a approach to grow their credit history because this is certainly not the greeting card is designed to carry out.

To get more about the Baby Phat Hurry Greeting card visit us in order to find out more on easy charge cards.

And for a no cost credit history discussion phone 1-800-483-0256

Resource for this article: http://EzineArticles.com/?expert=Laura_Stenson

Apply for the RushCard today. Here are the numerous reasons why...

If you are interested in applying for a credit card, the Prepaid Visa RushCard is my choice hands-down. The benefits of having and using a Prepaid Visa RushCard are numerous and I am going to share the reasons why the RushCard is better than other credit cards.

We have all been in situations when we are at the register, and the employee behind the register invites you to apply for the store credit card. If you don't already have the store credit card, the first thing they say is that you'll get a certain % off your current purchase if you apply and get approved for the store credit card.

Now here's the dose of reality. Many of us have been there and currently have at least 1 store credit card as a result of falling for that exact scenario. The reality is that owning that store credit card doesn't save you any money. In fact, the store is earning money as a result of what you're spending.

Enter the RushCard. Here is a prepaid Visa debit card where you only spend what you have deposited. You don't have to worry about paying for something at the end of the month with interest, that you'd probably regret buying in the first place. You don't have to worry about making a purchase for something using your bank debit or credit card then finding out later that you didn't have enough money in your account when you made the purchase. It is very frustrating when you find out that your bank account has been overdrawn and on top of that, having to pay a $30+ overdraft fee doesn't make it any better.

Using the Prepaid Visa RushCard keeps you on track and helps to protect you against over-spending. The RushCard prevents you from making the impulse purchases we all have made using store credit cards, major credit cards and even our bank credit or debit cards. If you are not sure how much money you have on your RushCard, you can call their 800 number 24 hours a day or check your RushCard online account anytime.

The RushCard has minimal fees especially when you compare their fees to the major credit card companies and bank fees. You can use the Prepaid Visa RushCard at any ATM and the RushCard is accepted worldwide wherever VISA debit cards are accepted. There are also select ATMs with Display Option that can be used with no surcharge fees.

What also makes the Prepaid Visa RushCard the card of choice, is that you can conveniently add money to your RushCard in a variety ways. The Prepaid Visa RushCard lets you add money through direct deposit, through PayPal, or in person, through MoneyGram at a local store in your area. If you want to have your paycheck directly deposited to your RushCard, this can be done in a few quick and easy steps.

You can also use MoneyGram to add money to your RushCard within a matter of minutes for a small fee of $3.95. As if those options weren't convenient enough, you can also purchase a Green Dot MoneyPak at stores like Wal-Mart for a small purchase of $4.95. With the Green Dot MoneyPak, your transaction isn't complete until you login to your online account after you've added the cash to your RushCard. The purpose for the online login is to confirm the transaction using your receipt from your Green Dot MoneyPak purchase.

Speaking of logging into your online RushCard account, did I share that the RushCard allows you to also pay bills online using their RushCard Bill Pay option? Oh yes, and that includes utility bills, monthly bills, as well as sending a check to a friend. With the RushCard Bill Pay option, you can set up payments as far as one year in advance! You can set up bill payments, reschedule bill payments, or cancel bill payments using the Prepaid Visa RushCard.

For those like me who like to receive text alerts regarding your financial accounts, you can set up alerts for your Prepaid Visa RushCard. The RushCard text alerts can be set up to notify you of any deposits, alert you to a low available balance, and/or alert you when you are close to your spending limit, and much more. With the Prepaid Visa RushCard, there is no way that you should get into debt because you are using only the money you put on the RushCard.

The current economy has affected all of us; lost jobs, reduced wages, and loss of income, all equal debt. The RushCard has many benefits that assist those who want to get out of debt or who want to set up a budget plan. The Prepaid Visa RushCard offers an optional FREE Rush Path to Credit that members can enroll in and have their payments tracked and sent to 2 national credit reporting agencies.

This allows your payment history to be automatically sent which will help either build your credit history or repair your credit history. When you set up your RushCard online account, you can also create a budget, track your progress and receive text alerts if you make a purchase that exceeds your set budget amount. By now, you should be in the middle of the Prepaid Visa RushCard application process! What are you waiting for?

I don't just talk about the Prepaid Visa Rush Card, I actually have one and I love it!

Russell Simmons BabyPhat RUSHCARD - Get yours NOW

Before we get into how to get a pre paid debit card we need to explain what one is. Unlike most checking account cards that you get when you open a checking account that allows you to draw from your checking account and has the Visa or MasterCard emblem on it pre paid debit cards are little bit different in theory in the sense that you need to make a deposit first into a secured account in the bank and they hold that money and security against any future charges.

These type of debit cards are used by people who have suffered a financial setback and need a second chance option to get back into the game. We all know it is almost possible to make any purchases online or even retail outlets without a credit card. This is also an excellent way to begin to reestablish your credit and to let the banks and financial institutions know that you are serious about reestablishing your credit. So how do we go about getting our pre paid card?

There are several options and your first option would be to check locally with any banks in your area to see if they offer the option of a pre paid debit card, you will probably find that over 75% of the banks contacted do not offer this to their customers. Your second option is to find a national bank that offers them over the Internet. This is probably your best long-term option and if you need to reestablish credit you need to get started on that road today!

CLICK HERE To Get Your New Rush Card

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Get your Pre Paid Debit Card Today, 100% Approval Rate!

Article Source: http://EzineArticles.com/?expert=Arjun_Collier