Everybody knows that it's virtually impossible to purchase anything on the Internet or even to rent a car without a valid credit or debit card. So what is a person supposed to do that has had financial difficulties in the past or maybe forced to file bankruptcy and does not have access to a credit card that will allow them to make purchases? You can send a check or money order but it delays your purchase by weeks and there are very few retailers on the Internet that even accept checks. So how in the world can you start over again when you've been hit by financial adversity?
Fortunately there are several companies that will provide you a second chance with prepaid debit cards. These companies give you the ability to reestablish your credit and will give you a line of credit based on, or equivalent to the amount of money that you deposit into your account. So for example, if you would like a $500 line of credit on a credit card, you would simply deposit that amount into your account and they would extend you that line of credit for purchases. So how do we find a company willing to extend me credit?
There are many companies that will extend to you a prepaid option and give you a prepaid credit card based on the deposit that you make into your account. This is an excellent resource for somebody looking for that second chance financially and you need to take the opportunity while it still exists.
CLICK HERE [http://iluvmyrushcard.info/] To Get Your New Rush Card
100% Approval And For Full Information: [http://iluvmyrushcard.info/]
Get your PrePaid Credit Cards Today, 100% Approval Rate!
Article Source: http://EzineArticles.com/?expert=Arjun_Collier
Article Source: http://EzineArticles.com/4557232
Fortunately there are several companies that will provide you a second chance with prepaid debit cards. These companies give you the ability to reestablish your credit and will give you a line of credit based on, or equivalent to the amount of money that you deposit into your account. So for example, if you would like a $500 line of credit on a credit card, you would simply deposit that amount into your account and they would extend you that line of credit for purchases. So how do we find a company willing to extend me credit?
There are many companies that will extend to you a prepaid option and give you a prepaid credit card based on the deposit that you make into your account. This is an excellent resource for somebody looking for that second chance financially and you need to take the opportunity while it still exists.
CLICK HERE [http://iluvmyrushcard.info/] To Get Your New Rush Card
100% Approval And For Full Information: [http://iluvmyrushcard.info/]
Get your PrePaid Credit Cards Today, 100% Approval Rate!
Article Source: http://EzineArticles.com/?expert=Arjun_Collier
Article Source: http://EzineArticles.com/4557232
The Prepaid Rush Card is issued as a Visa. Just like the name suggests you must first deposit money in your account before you can use it to make purchases.
There are a variety of designs to choose from (pink, purple, and black) and you will pick which design you want when you apply. There is no credit check or chexsystems verification. It does not matter what financial mistakes you have made in the past, you will still be approved.
How to Deposit Money
Direct deposit is the most common and is provided to you for free. To use this you simply download a form from your account fill out the requested information and turn that form into your employer.
It may take a pay period or two but after that your checks will be deposited straight into your account. This typically will give you access to your money faster. In addition you don't have the fuss of going somewhere or expense of check cashing fees.
You can also load funds at cash stores or by purchasing a MoneyPak. These are available at Walgreens, CVS, 7-eleven, Walmart... Also you can make a transfer from a bank or pay pal account.
Online Bill Pay
You will be given access to an online payment center. This will enable you to pay your bills without the inconvenience or expense of purchasing money orders. You can pay you bills or an individual. Many users find this tool very helpful in managing their budget.
In addition you are given other tools to help you track your spending. You will be able to view graphics that will break down your spending, deposit, and balance trends. There is also another tool to help you create a budget. This tool can send you alerts if you begin exceeding budgeted amounts, which can help you stay on track.
Build Credit
This is an optional service and provided for free. It will report your payment history to a credit bureau when you pay any monthly recurring bill. For example; rent, phone, cable, electricity, automobile...
Text Alerts
You can sign up for free text alerts. You can even send them a text message and get a response with your requested information (balance, transaction, deposit info). However you will still be responsible to pay any charges for text messages from your cell phone provider. You will have online access to your account and customer service 24/7.
Where Can You Use It?
It is accepted at millions of locations throughout the world. Additionally you can make purchases over the phone and online.
To apply for your KLS Rush Card click here today
There are a variety of designs to choose from (pink, purple, and black) and you will pick which design you want when you apply. There is no credit check or chexsystems verification. It does not matter what financial mistakes you have made in the past, you will still be approved.
How to Deposit Money
Direct deposit is the most common and is provided to you for free. To use this you simply download a form from your account fill out the requested information and turn that form into your employer.
It may take a pay period or two but after that your checks will be deposited straight into your account. This typically will give you access to your money faster. In addition you don't have the fuss of going somewhere or expense of check cashing fees.
You can also load funds at cash stores or by purchasing a MoneyPak. These are available at Walgreens, CVS, 7-eleven, Walmart... Also you can make a transfer from a bank or pay pal account.
Online Bill Pay
You will be given access to an online payment center. This will enable you to pay your bills without the inconvenience or expense of purchasing money orders. You can pay you bills or an individual. Many users find this tool very helpful in managing their budget.
In addition you are given other tools to help you track your spending. You will be able to view graphics that will break down your spending, deposit, and balance trends. There is also another tool to help you create a budget. This tool can send you alerts if you begin exceeding budgeted amounts, which can help you stay on track.
Build Credit
This is an optional service and provided for free. It will report your payment history to a credit bureau when you pay any monthly recurring bill. For example; rent, phone, cable, electricity, automobile...
Text Alerts
You can sign up for free text alerts. You can even send them a text message and get a response with your requested information (balance, transaction, deposit info). However you will still be responsible to pay any charges for text messages from your cell phone provider. You will have online access to your account and customer service 24/7.
Where Can You Use It?
It is accepted at millions of locations throughout the world. Additionally you can make purchases over the phone and online.
To apply for your KLS Rush Card click here today
The Baby Phat Prepaid Visa is not a credit card per se, but a debit card. You may be wondering what that means, so I will clarify.
Unlike an unsecured card where the corporation issues a card and attaches a credit limit to it which they then charge interest on as it is used. With this you load funds and that amount then becomes your available limit.
Instead of you buying products and then paying for them later, along with the interest rate and associated fees, you pay for your purchases beforehand by loading funds.
They do provide you free direct deposit of paychecks and free deposit of tax refunds and transfers from PayPal. You can also mail in a check or money order. If you choose to use CheckFreePay or MoneyGram, there will be a $3.95 charge.
You have a $1,000 maximum load limit, per calendar day, for cash. There is a $5,000 maximum load limit, per calendar day, for direct deposits, excluding tax refunds. There is a minimum load limit of $25 when you use CheckFreePay.
There are no interest rate amounts to pay with a debit card; however, you still need to pay attention to the rates and terms of the card. For example, there is a $1.95 ATM fee; $19.95 one-time activation fee; $1 per telephone purchase fee; $1.95 ATM withdrawal fee; $.50 per ATM balance inquiry; $1 for paper statements (per request); and, $9.95 replacement card fee. Always read the Terms and Conditions of any credit or debit card before applying.
There is a Refer-A-Friend benefit built into this offer. Each time someone becomes an active member through your recommendation, $5 will be added to your account.
They claim you can make purchases with your Baby Phat Visa anywhere Visa is accepted. And you can access over 800,000 ATM's with your PIN to order to obtain cash; and, you can get your account details any day, any time, online at rushcard.com.
This card is issued by Manufacturers and Traders Trust Company. Because there is no interest rate on an outstanding balance like a credit card does, allows for the prepayment of purchases, eliminates the expense of writing checks and costly mailing of payments, this would be a good card.
It also is a good choice for folks who have a hard time with impulse shopping as you can only spend what is available. On the other hand I don't believe this would be good for those who are looking for a way to improve their credit history as this is not what the card is designed to do.
For more about the Baby Phat Rush Card visit us or to learn more about easy credit cards.
Or for a free credit consultation call 1-800-483-0256
Article Source: http://EzineArticles.com/?expert=Laura_Stenson
Article Source: http://EzineArticles.com/2139187
Unlike an unsecured card where the corporation issues a card and attaches a credit limit to it which they then charge interest on as it is used. With this you load funds and that amount then becomes your available limit.
Instead of you buying products and then paying for them later, along with the interest rate and associated fees, you pay for your purchases beforehand by loading funds.
They do provide you free direct deposit of paychecks and free deposit of tax refunds and transfers from PayPal. You can also mail in a check or money order. If you choose to use CheckFreePay or MoneyGram, there will be a $3.95 charge.
You have a $1,000 maximum load limit, per calendar day, for cash. There is a $5,000 maximum load limit, per calendar day, for direct deposits, excluding tax refunds. There is a minimum load limit of $25 when you use CheckFreePay.
There are no interest rate amounts to pay with a debit card; however, you still need to pay attention to the rates and terms of the card. For example, there is a $1.95 ATM fee; $19.95 one-time activation fee; $1 per telephone purchase fee; $1.95 ATM withdrawal fee; $.50 per ATM balance inquiry; $1 for paper statements (per request); and, $9.95 replacement card fee. Always read the Terms and Conditions of any credit or debit card before applying.
There is a Refer-A-Friend benefit built into this offer. Each time someone becomes an active member through your recommendation, $5 will be added to your account.
They claim you can make purchases with your Baby Phat Visa anywhere Visa is accepted. And you can access over 800,000 ATM's with your PIN to order to obtain cash; and, you can get your account details any day, any time, online at rushcard.com.
This card is issued by Manufacturers and Traders Trust Company. Because there is no interest rate on an outstanding balance like a credit card does, allows for the prepayment of purchases, eliminates the expense of writing checks and costly mailing of payments, this would be a good card.
It also is a good choice for folks who have a hard time with impulse shopping as you can only spend what is available. On the other hand I don't believe this would be good for those who are looking for a way to improve their credit history as this is not what the card is designed to do.
For more about the Baby Phat Rush Card visit us or to learn more about easy credit cards.
Or for a free credit consultation call 1-800-483-0256
Article Source: http://EzineArticles.com/?expert=Laura_Stenson
Article Source: http://EzineArticles.com/2139187
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