Monday 26 September 2011

Rush Card U.S.A

Apply for the RushCard today. Here are the numerous reasons why...

If you are interested in applying for a credit card, the Prepaid Visa RushCard is my choice hands-down. The benefits of having and using a Prepaid Visa RushCard are numerous and I am going to share the reasons why the RushCard is better than other credit cards.

We have all been in situations when we are at the register, and the employee behind the register invites you to apply for the store credit card. If you don't already have the store credit card, the first thing they say is that you'll get a certain % off your current purchase if you apply and get approved for the store credit card.

Now here's the dose of reality. Many of us have been there and currently have at least 1 store credit card as a result of falling for that exact scenario. The reality is that owning that store credit card doesn't save you any money. In fact, the store is earning money as a result of what you're spending.

Enter the RushCard. Here is a prepaid Visa debit card where you only spend what you have deposited. You don't have to worry about paying for something at the end of the month with interest, that you'd probably regret buying in the first place. You don't have to worry about making a purchase for something using your bank debit or credit card then finding out later that you didn't have enough money in your account when you made the purchase. It is very frustrating when you find out that your bank account has been overdrawn and on top of that, having to pay a $30+ overdraft fee doesn't make it any better.

Using the Prepaid Visa RushCard keeps you on track and helps to protect you against over-spending. The RushCard prevents you from making the impulse purchases we all have made using store credit cards, major credit cards and even our bank credit or debit cards. If you are not sure how much money you have on your RushCard, you can call their 800 number 24 hours a day or check your RushCard online account anytime.

The RushCard has minimal fees especially when you compare their fees to the major credit card companies and bank fees. You can use the Prepaid Visa RushCard at any ATM and the RushCard is accepted worldwide wherever VISA debit cards are accepted. There are also select ATMs with Display Option that can be used with no surcharge fees.

What also makes the Prepaid Visa RushCard the card of choice, is that you can conveniently add money to your RushCard in a variety ways. The Prepaid Visa RushCard lets you add money through direct deposit, through PayPal, or in person, through MoneyGram at a local store in your area. If you want to have your paycheck directly deposited to your RushCard, this can be done in a few quick and easy steps.

You can also use MoneyGram to add money to your RushCard within a matter of minutes for a small fee of $3.95. As if those options weren't convenient enough, you can also purchase a Green Dot MoneyPak at stores like Wal-Mart for a small purchase of $4.95. With the Green Dot MoneyPak, your transaction isn't complete until you login to your online account after you've added the cash to your RushCard. The purpose for the online login is to confirm the transaction using your receipt from your Green Dot MoneyPak purchase.

Speaking of logging into your online RushCard account, did I share that the RushCard allows you to also pay bills online using their RushCard Bill Pay option? Oh yes, and that includes utility bills, monthly bills, as well as sending a check to a friend. With the RushCard Bill Pay option, you can set up payments as far as one year in advance! You can set up bill payments, reschedule bill payments, or cancel bill payments using the Prepaid Visa RushCard.

For those like me who like to receive text alerts regarding your financial accounts, you can set up alerts for your Prepaid Visa RushCard. The RushCard text alerts can be set up to notify you of any deposits, alert you to a low available balance, and/or alert you when you are close to your spending limit, and much more. With the Prepaid Visa RushCard, there is no way that you should get into debt because you are using only the money you put on the RushCard.

The current economy has affected all of us; lost jobs, reduced wages, and loss of income, all equal debt. The RushCard has many benefits that assist those who want to get out of debt or who want to set up a budget plan. The Prepaid Visa RushCard offers an optional FREE Rush Path to Credit that members can enroll in and have their payments tracked and sent to 2 national credit reporting agencies.

This allows your payment history to be automatically sent which will help either build your credit history or repair your credit history. When you set up your RushCard online account, you can also create a budget, track your progress and receive text alerts if you make a purchase that exceeds your set budget amount. By now, you should be in the middle of the Prepaid Visa RushCard application process! What are you waiting for?

I don't just talk about the Prepaid Visa Rush Card, I actually have one and I love it!



Article Source: http://EzineArticles.com/5944576
Prepaid credit cards commence to rise in popularity during the late 1990s. Much more men and women are making use of them nowadays. What are prepaid cards, and what benefits do they have around traditional cards? In this article I will go over this in detail. Bank corporations have realized that many people don't meet the necessary credit history requirements to use their cards.

Even people who do qualify usually fail to pay back the debts they owe and file bankruptcy. This has triggered the businesses to suffer massive losses. The bank card corporations commence offering secured credit cards to be able to combat this. Shoppers would be in a position use their cards without fear of going into debt. Once shoppers established that they were responsible using these, bank card firms would then start slowly giving them a lot more credit ratings. This was the forerunner to the prepaid cards used nowadays.

The primary difference is that users are given credit ratings for purchases made employing these newer types of it cards. You're capable to set the limit you would like on the card by adding the essential resources into the account. In the past, bank card firms set the credit card limit, and it was up towards the consumer to make sure they didn't go over it. Since of this many people would go around their limits, spending dollars they didn't have. By making use of prepaid credit cards, you only add the money that you really have, as an alternative to being credited income by the business. This allows you to maintain greater manage in excess of your finances. This creates a situation in which both charge card corporations and consumers win.

Rush Card U.S.A

My credit history probably makes me look very irresponsible when it comes to money management. My student loans going into default started the pitfall to my "Bad finance" history due to me losing my job. How did this happen so quickly? I then realized that applying for a loan or a card was useless because my score was pretty much shot! I am presently trying to repair my finance history through consolidating all of my bills into one low monthly installment, but yet I find myself wanting to shop online like everyone else or even rent a car for summer trips but it is obvious that no transaction can work without a credit card. How about trying to pay a cell phone bill or any bill over the phone on the due date to prevent a late charge fee, it is impossible to do any of the above without having some express card. This can be not only frustrating but embarrassing. Well, I've been there and it's not a very nice place to be.

Finally, I got my credit card. Thanks to Russell Simmons I now enjoy the benefits of having a card called the RUSH CARD. Everyone who lives in the states is entitled to receive one regardless of past history. The RushCard and BabyPhat RushCard were designed to give everyone access to mainstream financial services. Yes you too can put away the days of being embarrassed.The RushCard is offered to the 40+ million U.S. consumers who do not have established credit or traditional banking relationships.

For more information about the Rush Credit card visit my blog at: http://instantcredit-card.blogspot.com/

Article Source: http://EzineArticles.com/?expert=Junior_Henry



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